SBA, Working Capital, Line of Credit & More
From government-backed SBA 7(a) loans to fast working capital in 24 hours Hawk Funding Group matches your business with the optimal capital solution across 200+ business lenders. Expert advisory, straight answers, no runaround.
- Business Funding Programs
01
Business Line of Credit
Access flexible funds through a business line of credit that you can draw from as needed for payroll, inventory, cash flow, or everyday business expenses.
02
Business Term Loans
A fixed sum of capital repaid over a set schedule. Ideal for predictable growth projects, opening a second location, major marketing, or hiring. Amounts up to $5M, terms 1–5 years.
03
Working Capital Loan
Get a lump sum of capital to cover operating costs, manage cash flow, purchase inventory, or support business growth with a working capital loan.
04
Equipment Financing
Finance 80–100% of machinery, vehicles, or technology using the equipment as collateral. Business equipment financing terms align with asset life (2–7 years).
05
SBA 7(a) Loans
The gold standard in small business financing, up to $5M with the lowest rates in the commercial market and terms up to 25 years.
06
Revenue-Based Financing
Receive capital now in exchange for future sales. Revenue based financing repayment adjusts with revenue, ideal for high-volume businesses with uneven cash flow.
Business Funding
Ready to Fund Your Business Growth?
Tell us about your business and funding needs we’ll respond with tailored options within 1 business day.
Find Your Loan at a Glance
Use this quick reference to identify the best product for your strategy — or try our loan calculator to run the numbers.
| Loan Type | Best For | Funding Amount | Term | Speed |
|---|---|---|---|---|
| SBA 7(a) | Acquisition, Expansion, RE | Up to $5M | Up to 25 Years | 30–60 Days |
| Working Capital | Payroll, Inventory, Operations | $5K – $250K | 3–18 Months | 24 Hours |
| Line of Credit | Recurring Cash Flow Needs | Up to $500K+ | Revolving (6–24 Mo.) | 1–5 Days |
| Term Loan | Growth Projects, New Locations | Up to $1M+ | 1–5 Years | 3–7 Days |
| Equipment Financing | Machinery, Vehicles, Technology | 80–100% of Value | 2–7 Years | 2–5 Days |
| Revenue-Based | High-Volume Sales Businesses | 1–2x Monthly Revenue | 4–12 Months | 24–48 Hours |
Get Answers Before You Apply
What documents do I need to apply for a business loan?
It depends on the product. Fast products like working capital, lines of credit, and revenue-based financing typically require just 3–6 months of business bank statements and basic business information — often no tax returns. SBA loans and larger term loans require fuller documentation: business and personal tax returns, financial statements, a business plan or use-of-funds summary, and a debt schedule. We'll tell you exactly what's needed for your specific product before you apply, so there are no surprises.
How much can my business qualify for?
Funding amounts range widely by product and by your business's revenue and profile. Working capital and revenue-based financing typically fund 1–2.5x your monthly revenue ($50K–$1M). Lines of credit, term loans and SBA 7(a) go up to $5M. The key factors are your time in business, monthly revenue, credit profile, and the product you choose.
How long does my business need to be operating to qualify?
Most products require a minimum of 6–12 months in business and a baseline of monthly revenue. Revenue-based financing and working capital are the most accessible for younger businesses. SBA loans and larger term loans generally favor businesses with 2+ years of operating history and demonstrated profitability. Startups have fewer options but are not shut out we'll point you to the products that fit your stage.
What credit score do I need for business financing?
Requirements vary by product. Revenue-based financing and working capital can work with scores in the 550–600 range because they weigh business revenue heavily. Lines of credit and term loans typically look for 650+. SBA loans generally require 680+ along with strong business and personal financials. Because we work across a network of business lenders, we can match your credit profile to the lenders most likely to approve you.
Will applying hurt my credit?
Our initial review and quote process uses a soft credit pull that does not affect your score. A hard inquiry only occurs once you choose to move forward with a specific lender and formally apply. You can explore your options and see indicative terms without any impact to your credit.
What's the difference between a term loan, a line of credit, and revenue-based financing?
A term loan gives you a fixed lump sum repaid over a set schedule best for one-time growth investments like a new location or major equipment. A line of credit is revolving: you draw what you need, repay it, and draw again — best for recurring or unpredictable cash flow needs like payroll and inventory. Revenue-based financing advances you capital repaid as a percentage of daily or weekly sales — best for high-volume businesses that want repayment to flex with revenue. The comparison table above shows how each stacks up, and we'll help you choose the one that costs you the least for your situation.