Real Estate Investment Loans. 500+ Lenders, One Advisor
From your first DSCR rental to a 200-unit multifamily development — Hawk Funding Group structures the right capital for your deal and closes it fast. No lender shopping. No guesswork. Just the right loan, matched to your strategy.
- Real Estate Funding Programs
01
Bridge Loans
Close in as little as 7 days with up to 85% LTV. Designed for competitive acquisitions, refinances, and stabilization plays where speed wins the deal. 12–24 month interest-only terms.
02
DSCR Rental Loans
Qualify on the property’s rental income with zero tax returns, W2s, or employment verification. 30-year fixed, LLC vesting, up to 80% LTV.
03
Fix & Flip Loans
Up to 90% of purchase + 100% of rehab costs. Close in 7–10 days, starting at 7.75%. 12-18 months terms. For experienced and first-time flippers
04
Luxury Residential Loan
Private capital starting at $4M with no maximum. Up to 80% LTV for trophy estates, oceanfront homes, major renovations, and high-value new construction.
05
Multifamily Loans
5+ unit apartment buildings up to 75% LTV with 40-year amortization. Non-recourse debt available. Assumable loans. No cap on unit count or loan amount.
06
Construction Loans
Up to 90% LTC for SFR, subdivisions, and multifamily ground-up builds. Quick draw schedules funded in 3–5 days, 18–36 month terms, no cap on loan size.
07
Modular Funding
Financing for modular single-family, residential, and multifamily projects. Ideal for developers seeking faster build timelines, scalable construction, and flexible project funding.
08
Cash-Out Refinance
Pull up to 75% LTV from your investment properties — DSCR qualified, no W2 needed. 30-year fixed. Use the equity to fund your next acquisition or retire existing hard money debt.
09
Hard Money Loans
When banks say no or the timeline won’t wait — hard money moves fast. Asset based approval up to 75% LTV, no income verification, close in 7–14 days.
Real Estate Funding
Share Your Scenario. We'll Architect the Right Capital Structure
No lengthy application. No credit pull to start. Just tell us about your request and a Hawk capital advisor will come back to you within 1 business day with real funding options.
Find Your Loan at a Glance
Use this quick reference to identify the best product for your strategy — or try our loan calculator to run the numbers.
| Loan Type | Best For | Max Leverage | Term | Close Time | Income Docs |
|---|---|---|---|---|---|
| Bridge Loans | Fast Acquisitions or Refinance | 85% LTV | 6–24 Months | 7–14 Days | None Required |
| DSCR Loans | Buy & Hold Investors | 80% LTV | 30-Year Fixed | 14–21 Days | None Required |
| Fix & Flip Loans | Rehab & Resale | 90% LTC | 12–18 Months | 7–10 Days | None Required |
| Luxury Residential Loans | Luxury Residential Properties | 75% LTV | Up to 30 Years | 14–30 Days | Asset-Based |
| Multifamily Loans | 5+ Unit Buildings | 75% LTV | Up to 40 Years | 21–30 Days | NOI-Based |
| Construction Loans | Ground-Up / Rehab | 90% LTC | 12–36 Months | 14–30 Days | None Required |
| Modular Residential & Multifamily | Modular Builds | 90% LTC | 12–36 Months | 14–30 Days | None Required |
| Cash-Out Refinance | Equity Extraction | 75% LTV | 30 Years | 14–21 Days | None Required |
| Hard Money Loans | Fast / Asset-Based | 75% LTV | 6–24 Months | 7–14 Days | None Required |
| Commercial Real Estate | Mixed Use / Retail / Industrial | 75% LTV | 5–25 Years | 21–45 Days | NOI-Based |
Get Answers Before You Apply
Do I need to show my tax returns or personal information?
For most of our real estate loan programs including DSCR rental loans, fix & flip, bridge loans, hard money, and cash-out refinances, no tax returns, W2s, or personal income verification is required. Qualification is based on the property's value or cash flow. Business loans like SBA do require standard financial documentation.
How fast can you really close?
It depends on the loan type. Hard money loans and bridge loans can close in 7–14 days. Fix & flip loans typically close in 7–10 days. DSCR rental loans typically close in 14–21 days. Construction & commercial real estate takes 21–45 days. On the business funding side, most loans can close anywhere from 48 hours - 10 days. SBA loans take 30-60 days. The fastest closings happen when you have complete deal information ready upfront!
Can I close under an LLC or other entity?
Yes. All of our real estate loan programs support LLC, LP, corporation, and trust vesting. This is one of the key advantages over traditional bank financing — protecting your personal assets and maintaining your investment structure is important to us and to our lender partners.
What's the minimum credit score required?
It varies by program. DSCR loans typically require a minimum 620–660 score. Hard money loans can work with scores as low as 580 since they're primarily asset-based. Fix & flip loans generally require 620+. We work with borrowers across a wide credit spectrum — submit your scenario and we'll tell you exactly what's available.
Do you lend in my state?
Yes — we have active lender partnerships in most U.S. states. Some programs may have state-specific restrictions (we'll flag these upfront), but the vast majority of our loan products are available nationwide.
What's the difference between a DSCR loan and a hard money loan?
DSCR loans are long-term (30-year) investment property loans that qualify based on the property's rental income covering the mortgage payment — ideal for buy-and-hold investors building a rental portfolio. Hard money loans are short-term (6–24 month) asset-based loans used for acquisitions, fix and flip, or bridge financing where speed is critical and the property's value drives approval. Both require no personal income verification, but DSCR loans offer permanent financing while hard money is a short-term tool. Use our calculator to model both scenarios for your deal.